My very first home was very uncomfortable (probably because it was a small house). It was cheap and simple, but as you grow up you want better things in life, like a real home.
My credit historyI was self-employed, so getting a loan was not easy. I didn't even have a rental history. I just paid slip rent to the City of Minneapolis. I had to shop around for places like AdvantageHomeRates. I was able to get a loan, and have owned my real home. There are still a lot of people who are self employed, and if they want a loan they might want to look at places like this one.
There are also those who are buying the houses that have been trashed by the previous owners, which you can get pretty cheap right now. A real good source for a FHA loan for a place like that would be Advantage Home Rates.
The mortgage will execute your dream!
Then there are individuals who have bad credit, but still have a good job yet have had some bad luck along the way, but want to be a home owner. It is still possible to get loans. It may take some work, but it can be done. You can receive detailed data having familiarised with tutorials of crediting.